Privacy Policy

Last updated: April 2026

This Privacy Policy explains how LoanWise (“we,” “us,” or “our”) collects, uses, and shares information when you use our free loan and interest calculator website at loanwisecalc.com (the “Site”). By using the Site, you agree to this policy. If you do not agree, please stop using the Site.

Important: LoanWise provides educational calculators only. This policy is not legal or financial advice. If you need advice for your situation, consult a qualified professional.

Quick summary

  • We do not require an account to use calculators.
  • We use Google AdSense to show ads (publisher ID pub-7502486843743422).
  • We use Google Analytics (via Google Tag Manager) to understand how the Site is used.
  • Cookies and similar technologies may be used by us and by Google.
  • You can control cookies and ad personalization through your browser and Google’s tools (see below).

Who we are

LoanWise operates the Site as an informational financial calculator resource. For privacy-related questions, use the contact email in the Contact section.

Information we collect

Calculator inputs and results

Our calculators are designed to run in your browser. We do not ask you to create an account, and we do not intentionally collect or store your loan amounts, interest rates, repayment schedules, or calculation results as personally identifiable records on our servers. Information may still appear in standard server logs or third-party analytics as described below.

Automatically collected technical data

When you visit the Site, we and our service providers may automatically receive technical information such as:

  • IP address (which may be truncated or processed by third parties according to their settings);
  • Browser type, device type, operating system, and language;
  • Referring URL, pages viewed, time on page, and approximate location derived from IP;
  • Diagnostic data related to performance, security, or errors.

Cookies and similar technologies

We and third parties (including Google) may use cookies, pixels, local storage, and similar technologies to:

  • deliver and measure advertising (AdSense);
  • measure traffic and engagement (Analytics);
  • remember preferences where applicable;
  • detect fraud and protect the Site.

You can block or delete cookies through your browser settings. Some features may not work correctly if cookies are disabled.

Google AdSense

We participate in the Google AdSense program to display advertisements. Google and its partners may use cookies or similar technologies to serve ads based on your prior visits to our Site or other sites, subject to your choices and applicable law.

AdSense publisher identifier: pub-7502486843743422 (also referenced as ca-pub-7502486843743422 in ad code).

For how Google uses data from sites that use its ads services, see Google’s advertising policies and privacy documentation:

Google Analytics

We use Google Analytics, implemented through Google Tag Manager, to collect aggregated statistics about Site usage (for example, which pages are popular, general geographic regions, and traffic sources). Analytics may use cookies and may collect events tied to a pseudonymous identifier.

Depending on configuration, Google may process data on servers in the United States or other countries. You can learn more in Google’s documentation and use browser add-ons or settings to limit analytics where available.

How ads work and your choices

Ads may be personalized or non-personalized depending on your location, consent where required, and your settings. Google and other ad partners may combine data from the Site with data from other sites or apps they work with to improve ad relevance and measurement.

You can exercise choices such as:

  • Google Ads Settings: adssettings.google.com — manage ad personalization for Google ads (when signed in to Google) and learn about controls.
  • Industry tools: Digital Advertising Alliance (US) and similar regional programs where available.
  • Browser controls: block third-party cookies, use private mode, or use privacy-focused browsers/extensions.
  • “Do Not Track”: there is no consistent industry standard; we do not respond to DNT signals in a uniform way.

If you are in the European Economic Area, the United Kingdom, or other regions with consent requirements, Google may show non-personalized ads or request consent through mechanisms it provides.

Third-party services

The Site relies on third parties that process data under their own policies, including:

  • Google LLC — advertising (AdSense), analytics (Google Analytics), tag management (Google Tag Manager), and related infrastructure;
  • Hosting / CDN providers — if used, to deliver the Site securely and quickly.

We do not sell your personal information in the conventional sense of selling lists of names and contact details. Ad partners may use data for advertising as described in their policies. For California and similar jurisdictions, “sale” or “sharing” may include certain digital advertising activities; you may have rights to opt out where applicable law provides.

Children’s privacy

The Site is not directed to children under 13 (or the minimum age in your jurisdiction). We do not knowingly collect personal information from children. If you believe a child has provided personal information, contact us and we will take reasonable steps to delete it.

International users

If you access the Site from outside the United States, your information may be processed in the United States or other countries where service providers operate. Those countries may have different data protection laws than your own.

Data retention

Retention periods depend on the systems we use and the policies of providers such as Google. Aggregated or de-identified analytics may be retained longer. Server logs, if any, are typically rotated on a schedule consistent with security and operations needs.

Security

We use reasonable measures appropriate to a static informational website. No method of transmission over the Internet is 100% secure.

Your rights

Depending on where you live, you may have rights to access, correct, delete, or restrict certain processing of personal information, or to object to processing. Because we do not operate user accounts on the Site, we may need limited information to verify requests. Many ad and analytics choices are exercised directly through Google and your browser as described above.

Changes to this policy

We may update this Privacy Policy from time to time. The “Last updated” date at the top will change when we do. Continued use of the Site after changes means you accept the updated policy.

Contact

For privacy questions or requests regarding this Site, email:

contact@[mydomain].com

Replace [mydomain] with your actual domain before publishing, or update this address to your real contact inbox.

Related documents

See also our Terms of Use and the Contact page.

Frequently asked questions

Does LoanWise store my loan numbers or results?
LoanWise does not require an account for calculators. Loan amounts, rates, terms, and outputs you enter are processed in your browser to show results; we do not operate a service that saves those inputs or outputs as personal records tied to your identity. Standard website logs and analytics may still record technical data such as pages viewed and device type.
Why does LoanWise use cookies and Google AdSense?
We use cookies and similar technologies to run the Site, measure traffic with Google Analytics, and show ads through Google AdSense (publisher ID pub-7502486843743422). Google may use cookies to personalize or measure ads depending on your settings and applicable law.
How can I limit tracking or personalized ads?
Adjust cookies in your browser, review Google Ads Settings, consider industry opt-out pages such as About Ads, and read Google’s privacy documentation linked above.