Are LoanWise calculators binding on lenders?

No. Results are estimates for planning only. Your lender sets the real rate, fees, and payment. Always confirm with them before signing.

Can I use LoanWise for commercial or business purposes?

Personal and educational use is fine. For commercial use or embedding, contact us via our contact form .

Terms of Use — Simple Rules for Free Online Tools

Last updated: March 2026

LoanWise offers free, online calculators for planning only. Read these simple terms, then use our tools with confidence—no signup required. Try our car loan, mortgage, or personal loan calculators to get started.

Estimates only

LoanWise shows estimates—not a promise from any lender.

Rates, fees, and terms change by lender and over time.

Not financial advice

Verify everything with your bank or a qualified professional.

Don’t rely on LoanWise alone for major money decisions.

Changes to the site

We can update tools, text, or terms anytime.

Using the site after changes means you accept the new terms.

Tools & privacy

Loan · Car · Personal · Mortgage. Data practices: Privacy policy.

Frequently asked questions

Are LoanWise calculators binding on lenders?: No. Results are estimates for planning only. Your lender sets the real rate, fees, and payment. Always confirm with them before signing.
Can I use LoanWise for commercial or business purposes?: Personal and educational use is fine. For commercial use or embedding, contact us via our contact form.
What happens if LoanWise changes or shuts down?: We may update tools, text, or terms anytime. Using the site after changes means you accept the new terms.